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Loans
We offer loans for the purchase or refinancing of new and used
vehicles, recreational vehicles such as boats, campers, motorcycles,
motor homes, travel trailers, etc.
Signature & Line of Credit Loans –(no
security required) For vacations, Christmas expenses, taxes, etc.
Share Secured Loans - Secured by your share accounts.
VISA Credit Card – No annual fee, low fixed
rate.
Other Loan Services include:
- Low cost insurance coverage's
- Credit Life & Credit Disability
- Mechanical Breakdown
We DO NOT
charge a fee to obtain a loan.
Our interest rates
are very competitive!
| Rates
Effective as of September 1, 2005 |
| SECURITY |
APR
* |
TERM |
New Cars/Pickups
(current year or previous year with less
than 10,000 miles) |
4.90%-7.4%
|
Up to 60 months |
5.40%-7.9% |
** 84 months |
| |
Used Cars/Pickup
1-4 yr old models |
5.9%-8.4% |
48 months |
6.4%-8.9% |
60 months |
6.4%-8.9% |
** 72 months |
| 5-7 yr old models |
7.5%-10.5% |
**60months |
| over 7 yrs old |
8.9%-11.4% |
36 months |
| |
Used Motor Homes
& Trailers additional year available to term |
| New RV's/Motor Homes/Boats/Motor Cycles, etc. |
7.5%-10.5% |
|
| |
Used RV's
1-4 yrs old |
8.25%-10.75% |
60 months |
5-7 yrs old
|
8.9%-11.9% |
48 months |
| over 7 yrs old |
9.4%-11.90% |
36 months |
| |
| Unsecured Loans/Line of Credit |
11%-13.5% |
36 months |
| Share Secured |
6.00% |
120 months |
Certificate Secured
|
2.00% above APY on CD |
Term of CD |
| |
| VISA |
14.9% |
No Annual Fee |
| |
* APR is the Annual Percentage
Rate.
** Some Restrictions Apply
Receive a .25% discount on above rates if you have
a share draft or VISA account with the Credit Union
and another .25% discount for payroll deduction or automatic
payment from shares. Discounts
do not apply to our VISA accounts or share secured loans.
100%
financing available on approved credit
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Credit Reports»
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